Do you feel called to contribute to the building of Christ’s Kingdom work through the execution of the vision and mission of Christian Credit Union? Christian Credit Union is a financial services organization that encourages biblical stewardship with service and advice from experts, while offering modern banking technology and a comprehensive range of financial services solutions. We are principled and benefit our members with low fees, great rates and profit sharing while supporting Christian organizations and providing resources to make a difference in the world.
We are seeking an experienced Commercial Credit Underwriter who is well versed in all aspects of commercial, construction, and not-for-profit credit underwriting. This role is responsible for analyzing commercial credit requests and structuring loans to meet member needs while mitigating risk and return to the credit union.
OUR MISSION
We encourage people to be good stewards of the financial resources God has given to them. “Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.” - 1 Peter 4:10 NIV
OUR VISION
To be the recognized leader in applying Christian values to financial services. "The earth is the Lord’s, and everything in it, the world, and all who live in it..." - Psalm 24:1 NIV
What are some key responsibilities?
- Analyzes and underwrites commercial and business lending needs of up to $10M, identifying and mitigating associated risk and return. Makes recommendations for applications according to sound and consistent analysis and underwriting practices.
- Receives and evaluates loan requests, gathering, verifying and organizing all aspects of the application. Approves within prescribed limits, or for loans outside prescribed lending limits, presents recommendations to the credit committee.
- Analyzes financial information, personal net worth statements and assesses credit risk. Calculates debt servicing ratios/capability and all applicable ratios and collaborates with the Business Banking Advisors and members to negotiate terms and conditions of loans.
- Makes recommendations regarding credit decisions, risk ratings, loan pricing, and credit structure in alignment with company rules and guidelines and regulatory requirements.
- Acts as subject matter expert for the business banking team, providing training to enhance the underwriting and presentation of credit applications while ensuring loans are compliant with sound business practice, legislation, regulations, policies and procedures.
- Assists in the review and maintenance of existing business loan accounts, related security requirements and the management of construction draws for construction loans.
- Processes loan renewals and extensions in line with business rules and policies.
- Maintains knowledge of current business loan and deposit (including investment) products and services along with relevant policies, programs, and legislation by regularly reviewing literature, attending meetings and training sessions. Shares knowledge with less experienced staff in team meetings and individual coaching sessions to promote the development of others.
What skills and attributes does a Mutual Funds Investment Specialist need to have?
- Demonstrates Christian character and our core values of humble, hungry and people smart with a desire to promote biblical financial stewardship.
- Strong working knowledge of the business banking products and services including business lending and underwriting; experience within the credit union system is an asset.
- Expert knowledge of the business banking practices, regulations, policies, and procedures.
- Solutions orientated with strong attention to detail, strong analytical skills and critical thinking.
- Excellent communication skills, both verbal and written.
Qualifications and Requirements:
- Bachelor’s Degree or equivalent business banking experience.
- 3-5 years of Commercial lending and/or underwriting experience; experience with syndicated lending is an asset.
- Expert knowledge of business practices, legislation, regulations, policies and procedures.
The Compensation:
A competitive salary range of $80,000.00 to $114,363.00 per annum along with benefits package, deposit and loan programs are all reasons to consider Christian Credit Union for your career.
Closing Date: August 6, 2026 at 4:00 p.m. MST.
We encourage all interested to apply by submitting your resume and covering letter to:
Attention: Cheryl Jarvis, Chief People & Culture Officer
Job Type: Full-time
Pay: $80,000.00-$114,363.00 per year
Benefits:
- Dental care
- Disability insurance
- Extended health care
- Life insurance
- On-site parking
- RRSP match
- Vision care
Experience:
- syndicated lending: 1 year (preferred)
- Commercial lending and/or underwriting: 3 years (required)
Licence/Certification:
- Bachelor's Degree or equivalent business banking experience (required)
Work Location: In person
