Yamaha Motor Corporation (“YMC”) is a publicly listed Japanese Corporation in the business of manufacturing and distributing recreational product to dealers and customers around the world. YMC is a Kando creating company; “offering more excitement and a more fulfilling life for people”.
Yamaha Motor Canada Ltd (“YMCA”) is a subsidiary of YMC, responsible for distributing Yamaha Motor product to Canadian dealers and consumers. YMCA’s Vision is to “Create Lifelong Memories by “Connecting People through Unique Canadian Outdoor Experiences”. YMCA executes its day to day activities in reference to its defined values, “Be Inclusive”, “Think Customer”, “Own it!”, “Innovate Now!”, “Trust & Integrity”, “Be Agile”, and “Drive results”.
Yamaha Motor Finance Canada (“YMFCA”) is the established captive finance division of Yamaha Motor Canada (“YMCA”), and a subsidiary of Yamaha Motor Finance Corporation (“YMFC”), which is focused on providing financial solutions to Yamaha dealers and customers through its Retail and Wholesale finance programs."
Position Information
- Department: YMFC-CA
- Location: 480 Gordon Baker Rd
- Status: Full Time
- Reports to: Team Lead, Wholesale Finance Credit
Summary of Responsibilities
The Senior Credit Analyst completes file reviews for new and existing dealerships, OEM Boatbuilder partners, and 3 rd party lessee’s. These reviews typically involve complex structures and larger credit exposure. The underwriting process requires the use of internal and external communication along with the analysis of financial data to devise a recommendation that maintains the flow of Yamaha inventory purchases and protects the interest of YMFCA from a risk perspective.
Key Duties & Responsibilities
- Conduct full assessments of new dealer, OEM and lessee prospect files which includes pre and post review communication with applicants, financial analysis and subsequent credit line and security documentation recommendations. Provide financial input to YMCA on prospects if pre-screening is required.
- Complete annual dealer and OEM Boatbuilder file reviews based on priorities established by the Credit Manager. Communicate with dealers or their Accountants for any financial clarity, and the YMFCA Account Managers for Operational input. Complete analysis, propose credit line and security documentation renewals/amendments and notify dealers of results upon approval.
- Administer established file conditions by clearly explaining requirements to dealers, tracking progress in the database, and following-up until received or recommending waivers if warranted.
- Review and assess significant changes to existing dealerships and determine security and documentation requirements (e.g. Share buyouts, Ownership restructuring, Release of collateral).
- Support and enhance tools and procedures pertaining to dealer specific and portfolio-level financial data.
Participate in training & development programs that will enhance underwriting knowledge.
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Experience Requirements
- Degree/Diploma: Bachelors Degree/Diploma
- Program of Study: Business or Economics preferred
- Years of Experience: 5-10 years perferred
- Type of Experience: Wholesale/Commercial Credit Underwriting
Skills and Abilities
- Bilingual in French & English.
- Proficient in Microsoft Office Suite (Excel/Word)
- Time Management and strong organizational skills
Strong interpersonal skills
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Expected salary range: $70,000 - $75,000/per annum
Although base salary for this position falls within the above posted range, final compensation will be determined based on the candidate’s skills, experience, qualifications, and internal equity. Our total rewards approach is designed to provide competitive compensation with a focus on employee experience.
Beyond base salary, our total rewards program includes:
- Product experience/engagement events
- Employee recognition program (Accelerate Together)
- Educational assistance
- Employee product purchase and rental program perks
Kando‑driven corporate culture, recognized as a top GTA employer
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Artificial Intelligence (AI) Usage Disclosure
This posting reflects a newly created vacancy within our organization. Artificial Intelligence (AI) tools may be used to support certain stages of the recruitment process, including applicant screening, assessment, or selection. All AI‑assisted activities are overseen by our recruitment team to ensure fairness, equity, and transparency.
Accommodation Disclosure
Yamaha Motor Canada Ltd. welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.
Partner Confidentiality Disclosure
Current employees of Yamaha dealers are welcome to apply for opportunities with Yamaha Motor Canada and Yamaha Motor Finance Corporation – Canada.
We recognize the importance of maintaining candidate confidentiality throughout the recruitment process. An applicant's interest in an opportunity will be treated confidentially and will not be disclosed to their current employer during the early stages of the recruitment process.
While candidates are responsible for determining when and how to inform their current employer of their interest in a YMCA opportunity, we understand they may prefer to delay those discussions until they have advanced to the later stages of the process.
If YMCA decides to extend an offer of employment, a member of YMCA leadership may need to connect with the applicable dealer or business partner before employment is finalized. In such cases, the candidate will be informed in advance, and YMCA will not contact the dealer or business partner without the candidate's knowledge and consent.
Each situation will be reviewed on a case-by-case basis, with consideration given to professionalism, transparency, and our ongoing business relationships.
