Job Overview
We are seeking a detail-oriented and analytical Credit Specialist - B2B to join our financial services team. In this role, you will be responsible for assessing creditworthiness, managing risk, and supporting our business clients through data-driven decision-making. The ideal candidate will possess strong skills in data collection, risk analysis, and negotiation, with a background in finance or related fields. This position offers an opportunity to contribute to the company's growth by ensuring sound credit practices and maintaining healthy client relationships.
Responsibilities
- Conduct thorough data collection and analysis of potential and existing business clients’ financial information
- Perform risk assessments to determine credit limits and terms based on data mining and modeling techniques
- Use Excel to develop business models and other tools that support credit decision processes
- Negotiate credit terms with clients while balancing risk management and business development goals
- Monitor accounts receivable and identify potential credit risks proactively
- Collaborate with sales and finance teams to ensure compliance with credit policies
- Maintain accurate records of credit evaluations, decisions, and client interactions
- Continuously improve credit assessment processes through data analysis and process optimization
Requirements
- Proven experience in accounting, financial services, credit analysis, or related roles in a business to business relationship
- Strong skills in data collection, data mining, and data modeling techniques
- Proficiency in programming for automation and advanced analysis
- Excellent math skills with the ability to interpret complex financial data
- Effective negotiation skills to manage client relationships and credit terms
- Ability to analyze risk factors comprehensively to support informed decision-making
- Familiarity with risk analysis tools and methodologies
- Strong attention to detail, organizational skills, and the ability to work independently
- Prior experience in the B2B sector is required
Pay: From $65,000.00 per year
Benefits:
- Company events
- Company pension
- Dental care
- Disability insurance
- Employee assistance program
- Extended health care
- Life insurance
- On-site parking
- Store discount
- Tuition reimbursement
- Vision care
Work Location: In person
