Job description:
Overview
Under the leadership of the VP, Operations & Strategy, the Mortgage Underwriter can assess customer’s credit history, income, assets and ability to pay within established guidelines and subsequently recommend mortgage applications.
Duties & Responsibilities
- Assemble, organize and review application, financial information, and applicant's documents.
- Provide credit decision experience on complex mortgage packages.
- Liaison with investors.
- Stay in constant communication with referral sources at all levels of the application process.
- Prepare an application and determine which lender is the best fit for the clients' needs and request appropriate documentation to get the application approved.
- Evaluate and analyse documentation supplied by client.
- Effectively handle customer inquiries with the utmost service.
- Analyze information and reach a pre-approval recommendation.
- Revise and update procedures as necessary.
- Enter data and perform day to day clerical duties as needed.
- Ensure confidentiality of records.
- Perform other duties as assigned.
Qualifications:
- Licensed Mortgage Agent, Level 2
- A strong understanding of residential mortgage products.
- Able to prioritize and handle multiple tasks in a time sensitive manner. Perform well in a busy operation and remain calm under pressure.
- Excellent written and verbal communication skills.
- Prior customer service experience.
- Strong interpersonal, organizational and time management skills.
- Ability to work independently and within a team environment.
- Ability to interact professionally both on the telephone and face to face.
- University degree is an asset but not required.
- Proficient with computers and word processing skills including Microsoft Office Suite.
Job Type: Full-time
Schedule:
Job Type: Full-time
Application question(s):
- Is your license Level 2 or Broker?
Experience:
- mortgage underwriting: 3 years (required)
Licence/Certification:
- mortgage license certificate (required)
Work Location: In person
Pay: $45,000.00-$60,000.00 per year
Application question(s):
- Is your mortgage license level 2? broker?
Experience:
- mortgage underwriting: 3 years (required)
Licence/Certification:
- mortgage license (required)
Work Location: In person
