2 meilleures offres (mortgage underwriter, langley bc) (à pourvoir)

Senior Mortgage Underwriter - Surrey
Confidential —Surrey, BC
- De 70 000 $ à 100 000 $ par an
- Temps plein
- Travail hybride
- En présentiel
- Négociation
Postuler rapidement
Mortgage Underwriter
Open Doors Mortgage Team —Surrey, BC
- 38,46 $ de l’heure
- Temps plein
- Microsoft Word
- Logiciels de GRC/CRM
- Google Suite
- Assurance Dentaire
Postuler rapidement
il y a 11 jours

Discover related jobs

Based on your search for mortgage underwriter jobs.

Expert Forensic Engineer, Fire and Explosion
Intact —Vancouver, BC
Pour honorer notre promesse de réussir en équipe, nous partageons les fruits de notre succès avec nos employés par l’entremise d’un programme de bonis annuels…
De 128 300 $ à 156 800 $ par an
Client Service Analyst I-TH
Telus Health —Vancouver, BC
Bachelor's degree in Mathematics, Business, Finance, Actuarial Science or another relevant field of study. À TELUS Santé, nous donnons à chacun les moyens de…
De 40 000 $ à 60 000 $ par an

Show more related jobs

Explore jobs in cities nearby

Check out jobs in cities near your current location, Columbus

Senior Residential Mortgage Underwriter
Questrade Financial Group —Toronto, ON
It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles. Health & wellbeing resources and programs.
De 80 000 $ à 90 000 $ par an
Postuler rapidement
Underwriter
Pineapple Financial Inc. —Toronto, ON
Assist in developing and building strategic lender relationships and inform management of any business trends that may impact customer relationships.
De 40 000 $ à 85 000 $ par an
Postuler rapidement

Je souhaite recevoir la dernière alerte emploi pour les postes de ce type : mortgage underwriter (langley bc)

En vous connectant à votre compte, vous acceptez les conditions d'utilisation, la politique relative aux fichiers témoins et la politique de confidentialité de SimplyHired.

Découvrir les offres d'emploi dans d'autres lieux

mortgage underwriter jobs near langley bc

Senior Mortgage Underwriter (Surrey, BC) : offres d'emploi

Mortgage Underwriter (Surrey, BC) : offres d'emploi

Senior Policy Analyst (Ottawa, ON) : offres d'emploi

Brightwater Senior Living, Caregiver (Regina, SK) : offres d'emploi

Senior Mortgage Underwriter (Dartmouth, NS) : offres d'emploi

Senior Software Engineer (Ontario) : offres d'emploi

Mortgage Underwriter (Toronto, ON) : offres d'emploi

Mortgage Underwriter (Nova Scotia) : offres d'emploi

Mortgage Underwriting (British Columbia) : offres d'emploi

Mortgage (Lower Mainland, BC) : offres d'emploi

Commercial Mortgage Finance (Kitchener Waterloo, ON) : offres d'emploi

Senior Mortgage Underwriter - Surrey

Confidential
Surrey, BC

Postuler rapidement

Détails du poste

Temps plein
De 70 000 $ à 100 000 $ par an

Profil recherché

Expérience en souscription ou en analyse de crédit
Tenue des dossiers
Évaluation du risque de crédit
Coordination des exigences de souscription
Lutte contre le blanchiment d'argent
Service à la clientèle
Prêts hypothécaires
Détection de fraude
Règlements sur le recyclage des produits de la criminalité et le financement des activités terroristes
Consultation auprès de la clientèle
Analyse du risque de crédit bancaire
Collecte et examen des documents hypothécaires
Interaction avec les clients
Approbation de prêts (procédures de souscription)
Négociation
Analyse de crédit

Description complète du poste

Our Client: Our client is a growing and well-established mortgage brokerage based in Surrey, British Columbia, known for delivering thoughtful mortgage solutions and maintaining strong lender relationships. The brokerage has built a reputation for excellent client service, smart deal structuring, and consistent production through a strong referral network.

The team operates in a collaborative, high-performance environment where underwriting expertise and lender negotiation skills are highly valued. With a steady pipeline of files and clear internal processes, this role allows an experienced underwriter to focus on structuring deals, navigating complex files, and securing the strongest possible mortgage approvals for clients.

This opportunity is ideal for an experienced underwriter who will work directly with the Team Lead and their clients and who enjoys solving challenging mortgage scenarios and thrives in a fast-paced brokerage environment where precision, accountability, and client outcomes matter. This position is permanent full-time with a self employed contract, with a fixed income portion plus bonus structure.

The Role: The Senior Mortgage Underwriter is responsible for the credit analysis, deal structuring, and lender negotiation phases of the mortgage process. The primary objective is to secure the best possible Mortgage Commitment for the client while protecting the brokerage’s license through strict adherence to compliance and AML guidelines.

Once the commitment is signed and the initial conditions are understood, the file is handed off to the Fulfillment Team for completion and funding.

This is an in-office role based in Surrey, BC, working closely with the Lead Broker and operations team in a collaborative brokerage environment.

1. Credit Analysis & Deal Structuring

Detailed Risk Assessment: Analyze client applications, credit bureaus, and income documentation to calculate accurate Debt Service Ratios (GDS/TDS) and Net Worth prior to submission.
Strategic Structuring: Structure complex files (including self-employed, rental portfolios, and bruised credit) to fit specific lender guidelines.
Triage: Identify "deal killers" or application weaknesses early; propose alternative solutions, B-Lender strategies, or credit repair plans to the Lead Broker.
Product Knowledge: Maintain expert-level knowledge of lender products, policies, and rate sheets to ensure the client is placed with the optimal lender.

2. Lender Submission & Negotiation

Submission Management: Prepare comprehensive submission notes ("the story") and submit deals using Expert, Finmo, or Velocity.
Approval Acquisition: Manage the file from submission to Mortgage Commitment, answering lender queries and satisfying initial "submission conditions."
Negotiation: Proactively negotiate with lender underwriters to overturn declines, request rate exceptions, or waive unnecessary conditions.
Commitment Review: Audit the Mortgage Commitment for accuracy (rate, term, conditions) before presenting it to the client.

3. Compliance & Risk Management

KYC & AML: Perform mandatory Know Your Client (KYC) verification and Anti-Money Laundering (AML/FINTRAC) checks during the file setup stage.
Fraud Prevention: Scrutinize documents for authenticity and consistency to prevent mortgage fraud.
CRM Data Integrity: Ensure all file details, notes, and status updates are entered accurately into BluMortgage to maintain data integrity for reporting.

4. Client Consultation & The Hand off

Client Advisory: Review the Mortgage Commitment with the client (or support the Lead Broker in doing so) to explain terms, rates, and required documentation.
The Hand off: Prepare the file for the Fulfillment/Closing Team. This includes:
Ensuring the Commitment is signed.
Creating a clear list of outstanding conditions.
Conducting a brief handover note/meeting to flag sensitive client details or complex lender requirements.

#hiringhp

Job Type: Full-time

Pay: $70,000.00-$100,000.00 per year

Application question(s):

Are you able to attend this in-office position in Surrey, BC Monday to Friday 9 to 5pm with some flexibility for extended hours during high volume periods?
What type of mortgage files have you directly underwritten in the last three years (insured, insurable, conventional, sub-prime, alt, private?

Experience:

mortgage underwriting : 5 years (preferred)

Work Location: Hybrid remote in Surrey, BC

Postuler rapidement

Affinez votre recherche

mortgage underwriter emplois - langley bc

Senior Mortgage Underwriter - Surrey

Mortgage Underwriter

Discover related jobs

Explore jobs in cities nearby

Je souhaite recevoir la dernière alerte emploi pour les postes de ce type : mortgage underwriter (langley bc)

Découvrir les offres d'emploi dans d'autres lieux

Outils pour les chercheurs d'emploi

Outils Employeurs

Parcourir

Garder le contact