Commercial Lines Property & Casualty Underwriter
Location: Guildford, Surrey, BC
Salary: $65,000 – $85,000 per year
Schedule: Monday – Friday (37.5 hours/week)
Job Type: Full-time, Permanent
The Role
As a Commercial Lines Property & Casualty Underwriter at Schill Insurance, you’ll play a key role in evaluating and underwriting commercial risks for our in-house programs. Working closely with Account Managers, clients, and insurer partners, you’ll assess submissions, determine eligibility, and make sound underwriting decisions that support profitable growth and long-term client relationships.
This role is ideal for an experienced Commercial Underwriter who enjoys balancing risk assessment with customer service and thrives in a collaborative, fast-paced environment.
What You’ll Be Responsible For
Underwriting & Risk Assessment
- Underwrite new and renewal business in accordance with company guidelines and program appetites.
- Evaluate submissions to determine eligibility, acceptability, and pricing recommendations.
- Analyze risks to support profitable premium growth and portfolio performance.
- Apply underwriting judgment while balancing risk acceptance and profitability objectives.
- Maintain complete and accurate underwriting documentation and policy records.
Portfolio Management
- Review and assess renewal business while supporting retention goals
- Monitor underwriting results and contribute to a profitable portfolio
- Maintain a strong understanding of commercial insurance products and coverage wordings
- Ensure policy data remains accurate, complete, and up to date
Client & Team Support
- Collaborate with Account Managers and internal teams to provide underwriting expertise and guidance
- Respond to underwriting inquiries and requests in a prompt, professional manner
- Provide technical advice, recommendations, and mentoring to team members as needed
- Build and maintain positive working relationships with internal and external stakeholders
Collaboration & Professional Development
- Work effectively toward team goals and business objectives
- Stay current on industry trends, insurance products, and underwriting best practices
- Continuously develop technical knowledge and underwriting expertise
- Support special projects and other duties as assigned by the Underwriting Manager
What You Bring
Must-Haves
- Level 1 General Insurance License
- Minimum 3-5 years of Commercial Underwriting experience
- Strong knowledge of Commercial Property & Casualty coverages and products
- Solid understanding of underwriting and pricing principles
- Excellent analytical, organizational, and decision-making skills
- Strong written and verbal communication skills
- High attention to detail and ability to manage competing priorities
- Proficiency with Microsoft Office applications, including Word, Excel, and Outlook
- Ability to work independently and collaboratively in a fast-paced environment
Nice-to-Have
- Prior MGA or Lloyd’s underwriting experience
- Level 2 General Insurance License
- Experience with Policy Works and/or EPIC broker management systems
About the Role
This position requires strong underwriting judgment, a collaborative mindset, and a commitment to continuous learning. As our underwriting programs continue to evolve, we’re looking for someone who is adaptable, solutions-focused, and motivated to contribute to the success of the team and organization.
Why Join Schill Insurance?
- Competitive salary and comprehensive benefits package
- Extended health, dental, vision care, and RRSP matching
- Paid education, licensing, and professional development
- Supportive, team-oriented work environment
- Opportunities for career growth and advancement
- Work-life balance with consistent scheduling and no Sunday shifts
- Three weeks (15 days) of vacation to start
- Three paid “You” days per year (one volunteer day, one personal day, and your birthday off with pay)
- $600 annual wellness spending account
As part of our hiring process, successful candidates must consent to a background/credit check and employment verification screening before starting employment.
Pay: $65,000.00-$85,000.00 per year
Benefits:
- Company events
- Dental care
- Disability insurance
- Employee assistance program
- Extended health care
- Life insurance
- On-site parking
- Paid time off
- RRSP match
- Vision care
- Wellness program
Work Location: In person
