DISTINCT Financial Solutions Inc. – Associate Financial Advisor
Who we are
DISTINCT Financial Solutions Inc. is a financial planning firm committed to helping professionals, business owners, and their families. We educate and empower clients to make informed decisions to improve their financial lives now, and in retirement. We are looking to expand our team by adding an Associate Advisor to support and grow the client base. The primary focus of the Associate Advisor is to provide high quality advice, products (insurance and investments), and services to a segment of the existing clientele. We are located in Nanaimo, BC.
Joining DISTINCT Financial Solutions means that you will enjoy the following:
· An administrative support infrastructure that is already in place
· Numerous clients to look after, including a well-established segment of long-standing clients
· Compensation of salary plus bonus, noting that this could lead to a compensation structure more geared to production incentives
· A benefit plan
· Working with a collaborative, family–orientated team
The successful candidate for this career will:
· Have product licensing in mutual funds and life insurance
· Have documented prior successes with selling life insurance and/or investments
· Have a strong belief in the importance of holistic financial planning
· Have internal drive, lots of energy, and an entrepreneurial spirit
· Be social and relationship oriented
· Have a desire to help people plan for the future, and the ability to motivate them to make decisions and take action (sales ability)
· Have a professional presence and appearance
· Possess strong spoken and written communication skills in the English language
· Possess the ability to think critically and evaluate all the data available to help clients meet their goals
· Have the QAFP or CFP designation or be working towards obtaining one (ideal but not required)
Key Responsibilities include:
Servicing a segment of existing clientele
· Review and respond to clients’ changing needs and financial circumstances
· Conduct in-person and virtual reviews with select clients
· Service existing insurance policies and investment portfolios
· Provide exceptional relationship attention and service to all clients
· Grow the business through referrals and additional opportunities
· Assist with client meeting preparation
Financial Planning
· Build retirement projections and basic plans with Conquest Planning software
· Explain issues and concepts related to the overall financial planning process
· Input client data in financial planning software and identify problem areas and opportunities
· Prepare potential solutions and motivate prospect/client to take action to implement solutions
Product Solutions
· Follow through on the Financial Planning by implementation of product solutions
· Recommend and explain different types of product solutions to clients and guide them to choose the most appropriate for their situation
· Investments – analyze portfolios, prepare reviews, track top funds/portfolios developed by advisors using appropriate tools (experience with Morningstar is an asset)
· Insurance – advise on life, mortgage, critical illness, disability, and segregated funds
· Maintain proper documentation following preset guidelines/compliance
Compensation:
Annual salary starting at $65,000, plus performance-based bonus
This is a junior role with the opportunity to grow within the practice. Candidates who demonstrate strong performance, initiative, and client skills may have the opportunity to evolve into a more senior advisory role over time.
If you are interested in continuing your financial services career with DISTINCT Financial Solutions Inc., please apply with a resume and cover letter. We are looking forward to getting to know you.
Job Types: Full-time, Permanent
Pay: $65,000.00-$100,000.00 per year
Benefits:
- Company events
- Dental care
- Employee assistance program
- Extended health care
- Life insurance
- On-site parking
- RRSP match
- Vision care
- Wellness program
Work Location: In person
